Consolidating someone elses debt
The best way to consolidate debt varies by individual, depending on your financial circumstances and preferences.
If you have problems making ends meet, contact your creditors or a legitimate non-profit agency that specializes in credit counseling services for assistance.Then the debt grows, and you can find yourself in financial trouble quickly.You can avoid falling into debt before it happens, however.At that point, it is considered income, you will receive a 1099-C form and will be taxed as such.There are some exceptions to the taxable income rule, but the largest exception – the Mortgage Forgiveness and Debt Relief Act of 2007 – vanished.



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